Terms of Service

1. Acceptance of Terms

By creating an account, accessing, or using the Stormcap Holm platform ("Service"), you confirm that you have read, understood, and agree to be bound by these Terms of Service ("Terms"), as well as our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.

2. Description of Service

Stormcap Holm provides AI-driven portfolio analysis tools intended to give users a systematic starting point for reviewing investment information. The Service is informational in nature and is not a substitute for professional financial, legal, or tax advice. [Insert additional description of specific features and functionality here.]

3. No Financial Advice

Nothing provided through the Service constitutes investment, financial, legal, or tax advice, nor a recommendation to buy, sell, or hold any security or asset. All outputs generated by Stormcap Holm are provided "as is" for informational purposes only. You are solely responsible for any decisions made based on your use of the Service, and you should consult a licensed professional before making financial decisions.

4. Eligibility and Account Registration

To use certain features of the Service, you may be required to register for an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account.

5. Acceptable Use

You agree not to misuse the Service. This includes, without limitation, agreeing not to:

• Reverse engineer, decompile, or attempt to extract the underlying models or source code of the Service;
• Use the Service for any unlawful purpose or in violation of any applicable regulation;
• Interfere with or disrupt the integrity or performance of the Service;
• Attempt to gain unauthorized access to the Service, other accounts, or related systems;
• Resell, sublicense, or redistribute the Service without prior written consent.

6. Subscription, Fees, and Billing

Certain features of the Service may require payment of fees. [Insert details on pricing, billing cycles, renewal, and cancellation policies here.] All fees are exclusive of applicable taxes unless stated otherwise. We reserve the right to modify pricing with reasonable prior notice.

7. Intellectual Property

All content, software, design, trademarks, and other materials associated with the Service are owned by or licensed to Stormcap Holm and are protected by applicable intellectual property laws. Nothing in these Terms grants you any right, title, or interest in such materials other than the limited right to use the Service as intended.

8. Third-Party Services

The Service may integrate with or reference third-party data sources, tools, or services. Stormcap Holm does not control and is not responsible for the accuracy, availability, or content of any third-party services, and your use of such services is subject to their own terms and policies.

9. Disclaimers

The Service is provided on an "as is" and "as available" basis, without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Stormcap Holm does not warrant that the Service will be uninterrupted, error-free, or that any analysis or output will be accurate, complete, or suitable for your specific circumstances.

10. Limitation of Liability

To the maximum extent permitted by applicable law, Stormcap Holm and its affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or for any loss of profits, revenue, data, or investment value, arising out of or related to your use of, or inability to use, the Service, regardless of the legal theory asserted. [Insert jurisdiction-specific liability caps or exclusions as required.]

11. Indemnification

You agree to indemnify and hold harmless Stormcap Holm, its affiliates, and their respective representatives from and against any claims, damages, losses, liabilities, and expenses arising out of your use of the Service, your violation of these Terms, or your violation of any applicable law or third-party right.

12. Termination

We may suspend or terminate your access to the Service at any time, with or without notice, for conduct that we believe violates these Terms or is otherwise harmful to other users, us, or third parties. You may terminate your account at any time by discontinuing use of the Service. [Insert details on data retention or deletion following termination.]

13. Changes to the Service and Terms

We reserve the right to modify, suspend, or discontinue the Service, in whole or in part, at any time. We may also update these Terms from time to time. Material changes will be communicated through the Service or by other reasonable means. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

14. Governing Law

[Insert applicable governing law and jurisdiction here.] These Terms do not limit any consumer protection rights that may apply to you under mandatory local law.

15. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

16. Contact

Questions regarding these Terms may be directed to Stormcap Holm through the contact details provided on our website.